Vote No. 321

Motion by Mr. Woodall to amend the rule to H.R. 5332 to make in order amendment #1, offered by Rep. McHenry (NC), which strikes all after the short title and replaces it with language (1) eliminating reliance on social security numbers, (2) removing paid, non-elective, medical debt from credit reports, (3) allowing parents to electronically freeze their minor children’s credit reports, (4) requiring sources for public record data in credit reports, (5) prohibiting the inclusion of adverse information related to predatory mortgage lending, financial abuse, or fraud associated with private student loans in credit reports, and (6) directing the GAO to study and report to Congress on the use of non-traditional data in credit scoring. Defeated: 4–8