Chairwoman Foxx Opening Remarks on H.R. 1526, H.R. 22, S.J. Res. 18, and S.J. Res. 28

As prepared for delivery:

Good afternoon. The Committee will come to order. Without objection, the Chair is authorized to declare a recess at any time.

Before we proceed with our hearing, we have a housekeeping matter to take care of regarding the appointment members to our subcommittees. 
 
My understanding is that the assignments to subcommittees are satisfactory to all. Therefore, without objection, the following members are appointed to serve on the Subcommittee on Rules and Organization of the House: 
 
For Republicans, Mrs. Fischbach as Chair, in addition to Mr. Scott, Mr. Griffith, and Mr. Jack.
 
For Democrats, Ms. Scanlon as Ranking Member and Mr. McGovern. 
 
For the Subcommittee on Legislative and Budget Process, the following members are appointed: 
 
For Republicans, Mr. Langworthy as Chair, in addition to Mr. Norman, Mr. Roy, and Mrs. Houchin. 
 
For Democrats, Ms. Leger Fernández as Ranking Member and Mr. Neguse. 

Hearing no further comments, we will now proceed with our hearing. 

Today, the Rules Committee is convening to consider four separate measures, H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28

H.R. 22, the Safeguard American Voter Eligibility Act, or SAVE Act, would amend the National Voter Registration Act of 1993 to require proof of U.S. citizenship to register an individual to vote in elections for federal office.

The only people who should vote in American elections are American citizens – there’s no debate about it.
 
Republicans do not thumb our noses at election integrity, for we understand that Americans deserve free, transparent, and fair elections. 
 
The SAVE Act presents us with an opportunity to add additional layers of protection to elections right here in our own country. It’s an opportunity worthy of bipartisan support.
 
H.R. 1526, the No Rogue Rulings Act of 2025, would limit the authority of district courts to provide sweeping injunctive relief on a nationwide, or exceedingly broad, scale.

As of late, we have certainly seen a slew of rulings by rogue judges that surpass their own constitutional authority.

This is judicial warfare in the flesh.

If it is not remedied in a commonsense and expeditious fashion, these exercises in partisanship will do further irreparable damage to the nation and to the confidence of Americans in our own justice system.

Without question, exceeding constitutional mandates as a matter of judicial philosophy does nothing more than blight justice itself.

S.J. Res. 18, a Congressional Review Act resolution, would overturn a midnight rule issued by Consumer Financial Protection Bureau (CFPB) that undercuts the ability of lower-income Americans to access liquidity.

To put it very simply, this CFPB’s own rule hurts the very consumers that it purports to protect.

This rule mandates that extensions of overdraft credit offered by very large financial institutions adhere to consumer protections required of similarly situated products, unless the overdraft fee is at or below the institution’s costs and losses.
 
One of the likely outcomes of this rule being fully implemented would be low-income Americans being expelled from the financial system entirely due to a lack of overdraft protection.
 
It’s time to add this midnight rule to the burn pile.
 
S.J. Res. 28, another Congressional Review Act resolution, would overturn another CFPB rule that unjustly shackles private sector companies that operate within the digital asset marketplace.
 
There is no legitimate basis for this rule – it is purely an exercise in exerting more government control.

This rule is billed as a “consumer protection” mechanism, but what it really does is misclassify an entire segment of digital products with the aim of regulating them straight into the ground.
 
The CFPB overstepped its regulatory authority in its pursuit of subjugating the American economy in the name of “consumer protection”.
 
This is yet another misguided rule that we’ll rightly repeal.
 
With that, I look forward to today’s discussion, and I now yield to the Ranking Member, Mr. McGovern, for any comments he wishes to make. 

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